.okio-calc {
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  border-radius: calc(var(--okio-radius, 24px) - 4px);
  padding: 18px;
  background:
    radial-gradient(circle at 10% 0%, rgba(200,146,42,.10), transparent 55%),
    radial-gradient(circle at 90% 10%, rgba(58,58,58,.06), transparent 55%),
    rgba(255,255,255,.85);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okio-calc__title {
  font-family: inherit;
  font-weight: 700;
  font-size: 20px;
  margin: 0 0 14px 0;
}

.okio-calc__app {
  display: grid;
  gap: 12px;
}

.okio-calc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}

@media (min-width: 900px) {
  .okio-calc-grid {
    grid-template-columns: 360px 1fr;
    align-items: start;
  }
}

.okio-calcRight {
  display: grid;
  gap: 12px;
}

.okio-kpiBar {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(170px, 1fr));
  gap: 12px;
}
@media (max-width: 1100px) {
  .okio-kpiBar { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 520px) {
  .okio-kpiBar { grid-template-columns: 1fr; }
}

.okio-panel {
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  border-radius: var(--okio-radius-sm, 16px);
  padding: 14px;
  background: var(--okio-surface-2, #f0ece2);
}

.okio-panel--stack {
  display: grid;
  gap: 12px;
  background: transparent;
  border: 0;
  padding: 0;
}
.okio-panel--section {
  background: var(--okio-surface-2, #f0ece2);
}
.okio-panel--chart {
  background: var(--okio-surface, #fff);
}
.okio-panel__title {
  font-family: var(--font-heading, inherit);
  font-weight: 800;
  letter-spacing: -0.01em;
  margin-bottom: 10px;
}
.okio-panel__body {
  display: grid;
  gap: 8px;
}

.okio-row {
  display: grid;
  gap: 6px;
  margin-bottom: 10px;
}

.okio-row label {
  font-size: 12px;
  color: var(--okio-muted, #6b6b6b);
}

.okio-row input[type="number"],
.okio-row input[type="text"],
.okio-row select {
  width: 100%;
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  background: var(--okio-surface, #fff);
  outline: none;
}

.okio-row input[type="number"]:focus,
.okio-row input[type="text"]:focus,
.okio-row select:focus {
  border-color: rgba(200,146,42,.35);
  box-shadow: 0 0 0 4px rgba(200,146,42,.12);
}

.okio-slider {
  width: 100%;
}

.okio-slider-wrap {
  display: grid;
  grid-template-columns: 1fr 120px;
  gap: 10px;
  align-items: center;
}

.okio-slider-value {
  display: grid;
  gap: 6px;
}

.okio-slider-value input[type="number"] {
  padding: 8px 10px;
}

.okio-row--inline {
  grid-template-columns: 18px 1fr;
  align-items: center;
  gap: 10px;
}
.okio-row--inline label {
  font-size: 13px;
  color: var(--okio-text, #2f2f2f);
}

.okio-summary {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.okio-kpi {
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  border-radius: var(--okio-radius-sm, 16px);
  padding: 12px;
  background: var(--okio-surface, #fff);
}

.okio-kpi__label {
  font-size: 12px;
  color: var(--okio-muted, #6b6b6b);
}

.okio-kpi__value {
  font-weight: 800;
  font-size: 17px;
  margin-top: 4px;
}

.okio-chart {
  width: 100%;
  min-height: 320px;
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  border-radius: var(--okio-radius-sm, 16px);
  background: var(--okio-surface, #fff);
  overflow: hidden;
}

.okio-calc__diag {
  font-size: 12px;
  opacity: 0.9;
}

.okio-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.okio-table th,
.okio-table td {
  padding: 8px 10px;
  border-bottom: 1px solid rgba(0,0,0,0.07);
  text-align: left;
  vertical-align: top;
}

.okio-note {
  font-size: 12px;
  color: var(--okio-muted, #6b6b6b);
}

.okio-diagver {
  font-size: 12px;
  color: var(--okio-muted, #6b6b6b);
  padding: 8px 10px;
  border: 1px dashed var(--okio-border, rgba(47,47,47,.09));
  border-radius: var(--okio-radius-sm, 16px);
  background: rgba(255,255,255,.6);
  word-break: break-word;
}

/* nicer range look */
.okio-slider {
  accent-color: var(--okio-accent, #c8922a);
}

.okio-links {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}
@media (max-width: 900px) {
  .okio-links { grid-template-columns: 1fr; }
}
.okio-linkcard {
  display: grid;
  gap: 6px;
  padding: 14px;
  border-radius: var(--okio-radius-sm, 16px);
  border: 1px solid var(--okio-border, rgba(47,47,47,.09));
  background: rgba(255,255,255,.8);
  box-shadow: var(--okio-shadow, 0 10px 30px -10px rgba(47, 47, 47, 0.1));
}
.okio-linkcard__title { font-weight: 800; }
.okio-linkcard__desc { color: var(--okio-muted, #6b6b6b); font-size: 13px; }
.okio-linkcard__a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  width: fit-content;
  margin-top: 6px;
  font-weight: 800;
  color: var(--okio-accent-2, #3a3a3a);
  text-decoration: none;
}
.okio-linkcard__a:hover { text-decoration: underline; }
.okio-linkcard:hover { transform: translateY(-2px); box-shadow: var(--okio-shadow-lg, 0 20px 40px -15px rgba(47, 47, 47, 0.16)); border-color: rgba(200,146,42,.35); }

/* ------------------------------------------------------------------
   New-layout skin for /kalkulatory/rata-kredytu and /kalkulatory/drip
   ------------------------------------------------------------------ */
.okio-calc--calc_loan_payment,
.okio-calc--calc_drip{
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 20px;
  background: rgba(255,255,255,.82);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
  padding: 14px;
}

.okio-calc--calc_loan_payment .okio-calc-grid,
.okio-calc--calc_drip .okio-calc-grid{
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
  gap: 14px;
}

.okio-calc--calc_loan_payment .okio-panel--section,
.okio-calc--calc_drip .okio-panel--section{
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 18px;
  background:
    radial-gradient(circle at 10% 0%, rgba(200,146,42,.08), transparent 58%),
    rgba(255,255,255,.86);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okio-calc--calc_loan_payment .okio-panel__title,
.okio-calc--calc_drip .okio-panel__title{
  font-family: var(--font-heading, inherit);
  font-weight: 900;
  letter-spacing: -0.02em;
  font-size: 15px;
}

.okio-calc--calc_loan_payment .okio-kpiBar,
.okio-calc--calc_drip .okio-kpiBar{
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.okio-calc--calc_loan_payment .okio-kpi,
.okio-calc--calc_drip .okio-kpi{
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 16px;
  background: rgba(255,255,255,.88);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okio-calc--calc_loan_payment .okio-kpi__value,
.okio-calc--calc_drip .okio-kpi__value{
  font-family: var(--font-heading, inherit);
  font-weight: 900;
  letter-spacing: -0.015em;
}

.okio-calc--calc_loan_payment .okio-panel--chart,
.okio-calc--calc_drip .okio-panel--chart{
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 18px;
  background:
    radial-gradient(circle at 8% 0%, rgba(200,146,42,.08), transparent 55%),
    radial-gradient(circle at 92% 6%, rgba(58,58,58,.05), transparent 55%),
    rgba(255,255,255,.86);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okio-calc--calc_loan_payment .okio-chart,
.okio-calc--calc_drip .okio-chart{
  border: 1px solid rgba(47,47,47,.08);
  border-radius: 14px;
  background: rgba(255,255,255,.72);
}

.okio-calc--calc_loan_payment .okio-note,
.okio-calc--calc_drip .okio-note{
  font-size: 12px;
  color: rgba(47,47,47,.67);
}

@media (max-width: 1100px){
  .okio-calc--calc_loan_payment .okio-kpiBar,
  .okio-calc--calc_drip .okio-kpiBar{
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 980px){
  .okio-calc--calc_loan_payment .okio-calc-grid,
  .okio-calc--calc_drip .okio-calc-grid{
    grid-template-columns: 1fr;
  }
}

/* Shared calculator layout v2. */
.okio-calcPage__tool {
  margin-bottom: 18px;
}

.okioCalcLayout {
  display: grid;
  gap: 16px;
  min-width: 0;
}

/* Zabezpieczenie przed rozpychaniem calc-layoutu przez szerokie tabele
   (np. harmonogram, heatmapa) - domyslnie grid item ma min-width:auto
   i rosnie do intrinsic content, co potrafi rozciagnac caly uklad na mobile. */
.okioCalcLayout__grid,
.okioCalcLayout__hero,
.okioCalcLayout__panel,
.okioCalcLayout__widePanel,
.okioCalcLayout__disclaimer,
.okioCalcLayout__mainResult,
.okioCalcLayout__metrics,
.okioCalcLayout__fields,
.okioCalcLayout__extra {
  min-width: 0;
}

.okioCalcLayout__extra {
  display: grid;
  gap: 16px;
}

.okioCalcLayout__hero,
.okioCalcLayout__widePanel,
.okioCalcLayout__disclaimer {
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 18px;
  background: rgba(255,255,255,.88);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okioCalcLayout__hero {
  display: grid;
  gap: 14px;
  padding: 18px;
}

.okioCalcLayout__eyebrow {
  margin: 0 0 6px;
  color: var(--okio-accent, #c8922a);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .06em;
  text-transform: uppercase;
}

.okioCalcLayout__title {
  margin: 0;
  font-family: var(--font-heading, inherit);
  font-size: clamp(26px, 3vw, 42px);
  line-height: 1.05;
  letter-spacing: 0;
}

.okioCalcLayout__lead {
  max-width: 760px;
  margin: 10px 0 0;
  color: var(--okio-muted, #6b6b6b);
  font-size: 16px;
  line-height: 1.55;
}

.okioCalcLayout__checks {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 14px 0 0;
  padding: 0;
  list-style: none;
}

.okioCalcLayout__checks li {
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 999px;
  background: rgba(240,236,226,.70);
  padding: 7px 10px;
  color: var(--okio-text, #2f2f2f);
  font-size: 13px;
  font-weight: 800;
}

.okioCalcLayout__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
}

.okioCalcLayout__primaryBtn,
.okioCalcLayout__ghostBtn,
.okioCalcLayout__preset {
  min-height: 42px;
  border-radius: 12px;
  border: 1px solid rgba(47,47,47,.12);
  padding: 10px 14px;
  font: inherit;
  font-weight: 850;
  cursor: pointer;
}

.okioCalcLayout__primaryBtn {
  background: var(--okio-data, #0f6e56);
  color: #fff;
}
.okioCalcLayout__primaryBtn:hover {
  background: #0b5e49;
}

.okioCalcLayout__ghostBtn,
.okioCalcLayout__preset {
  background: #fff;
  color: var(--okio-text, #2f2f2f);
}

.okioCalcLayout__primaryBtn:focus-visible,
.okioCalcLayout__ghostBtn:focus-visible,
.okioCalcLayout__preset:focus-visible,
.okioCalcLayout__input:focus-visible {
  outline: 3px solid rgba(15,110,86,.34);
  outline-offset: 2px;
}

.okioCalcLayout__shareStatus {
  min-height: 18px;
  color: var(--okio-muted, #6b6b6b);
  font-size: 13px;
}

.okioCalcLayout__grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 14px;
}

.okioCalcLayout__panel,
.okioCalcLayout__widePanel,
.okioCalcLayout__disclaimer {
  padding: 16px;
}

.okioCalcLayout__panel {
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 18px;
  background: rgba(255,255,255,.88);
  box-shadow: var(--okio-shadow-sm, 0 8px 18px -14px rgba(47,47,47,.18));
}

.okioCalcLayout__panel--results {
  background:
    radial-gradient(circle at 18% 0%, rgba(200,146,42,.10), transparent 55%),
    rgba(255,255,255,.92);
}

.okioCalcLayout__sectionTitle {
  margin: 0 0 12px;
  font-family: var(--font-heading, inherit);
  font-size: 16px;
  font-weight: 900;
}

.okioCalcLayout__presets {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 14px;
}

.okioCalcLayout__preset.is-active {
  border-color: rgba(15,110,86,.45);
  background: rgba(15,110,86,.12);
  color: #0b5e49;
}

.okioCalcLayout__fields {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}

.okioCalcLayout__field,
.okioCalcLayout__fieldset {
  display: grid;
  gap: 6px;
  margin: 0;
}

.okioCalcLayout__label,
.okioCalcLayout__metricLabel {
  color: var(--okio-muted, #6b6b6b);
  font-size: 12px;
  font-weight: 850;
}

.okioCalcLayout__input {
  width: 100%;
  min-height: 44px;
  border: 1px solid rgba(47,47,47,.14);
  border-radius: 12px;
  background: #fff;
  color: var(--okio-text, #2f2f2f);
  padding: 10px 12px;
  font: inherit;
}

.okioCalcLayout__hint,
.okioCalcLayout__metricHint,
.okioCalcLayout__chartAlt {
  color: var(--okio-muted, #6b6b6b);
  font-size: 12px;
  line-height: 1.45;
}

.okioCalcLayout__error {
  min-height: 16px;
  color: #9f5b13;
  font-size: 12px;
}

.okioCalcLayout__fieldset {
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 12px;
  padding: 10px;
}

.okioCalcLayout__radio {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
}

.okioCalcLayout__mainResult {
  border: 0;
  border-radius: 18px;
  background: var(--okio-dark, #2c2c2a);
  padding: 18px 20px;
}

.okioCalcLayout__mainResult .okioCalcLayout__metricLabel {
  color: var(--okio-dark-text, #d3d1c7);
}

.okioCalcLayout__heroValue {
  margin-top: 4px;
  font-family: var(--font-heading, inherit);
  font-size: clamp(30px, 4vw, 52px);
  line-height: 1;
  font-weight: 950;
  color: var(--okio-gold-bright, #e8b54a);
}

.okioCalcLayout__meaning {
  margin: 10px 0 0;
  color: var(--okio-text, #2f2f2f);
  font-size: 14px;
  line-height: 1.5;
}

.okioCalcLayout__mainResult .okioCalcLayout__meaning {
  color: var(--okio-dark-muted, #b4b2a9);
}

.okioCalcLayout__metrics {
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
  margin-top: 12px;
}

.okioCalcLayout__metric {
  border: 1px solid rgba(47,47,47,.10);
  border-left: 3px solid var(--okio-accent, #c8922a);
  border-radius: 14px;
  background: rgba(255,255,255,.86);
  padding: 12px 12px 12px 14px;
}

.okioCalcLayout__metricValue {
  margin-top: 4px;
  font-family: var(--font-heading, inherit);
  font-size: 20px;
  font-weight: 900;
}

.okioCalcLayout__chartCanvas {
  min-height: 360px;
  border: 1px solid rgba(47,47,47,.08);
  border-radius: 14px;
  background: #fff;
  overflow: hidden;
}

.okioCalcLayout__tableWrap {
  width: 100%;
  overflow-x: auto;
}

.okioCalcLayout__table {
  width: 100%;
  min-width: 680px;
  border-collapse: collapse;
  font-size: 13px;
}

.okioCalcLayout__table caption {
  text-align: left;
  color: var(--okio-muted, #6b6b6b);
  padding-bottom: 8px;
}

.okioCalcLayout__table th,
.okioCalcLayout__table td {
  border-bottom: 1px solid rgba(47,47,47,.08);
  padding: 9px 10px;
  text-align: left;
  white-space: nowrap;
}

.okioCalcLayout__copy h3 {
  margin: 0 0 8px;
  font-size: 18px;
}

.okioCalcLayout__copy p {
  margin: 0 0 14px;
  color: var(--okio-muted, #6b6b6b);
  line-height: 1.65;
}

.okioCalcLayout__disclaimer {
  color: var(--okio-muted, #6b6b6b);
  line-height: 1.55;
}

.okioCalcLayout__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 12px;
}

.okioCalcLayout__cta a {
  color: #0b5e49;
  font-weight: 850;
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* Ranking OKI vs IKE vs Belka */
.okioCalcLayout__rankGrid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 12px;
}

.okioCalcLayout__rankCard {
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 16px;
  background: rgba(255,255,255,.90);
  padding: 14px 16px;
}

.okioCalcLayout__rankCard--first {
  border-color: rgba(200,146,42,.45);
  background: rgba(200,146,42,.08);
}

.okioCalcLayout__rankBadge {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  padding: 3px 10px;
  font-size: 11px;
  font-weight: 900;
  letter-spacing: .03em;
  text-transform: uppercase;
  background: rgba(47,47,47,.08);
  color: var(--okio-muted, #6b6b6b);
}

.okioCalcLayout__rankCard--first .okioCalcLayout__rankBadge {
  background: var(--okio-accent, #c8922a);
  color: var(--okio-accent-ink, #2f2f2f);
}

.okioCalcLayout__rankName {
  margin: 10px 0 2px;
  font-weight: 900;
  font-size: 15px;
}

.okioCalcLayout__rankValue {
  font-family: var(--font-heading, inherit);
  font-size: 26px;
  font-weight: 950;
}

.okioCalcLayout__rankSub {
  margin-top: 6px;
  color: var(--okio-muted, #6b6b6b);
  font-size: 12px;
  line-height: 1.5;
}

/* Heatmapa oplacalnosci OKI */
.okioCalcLayout__heatWrap {
  width: 100%;
  overflow-x: auto;
}

.okioCalcLayout__heat {
  width: 100%;
  min-width: 620px;
  border-collapse: collapse;
  font-size: 12px;
}

.okioCalcLayout__heat th,
.okioCalcLayout__heat td {
  padding: 8px 10px;
  text-align: center;
  white-space: nowrap;
}

.okioCalcLayout__heat thead th {
  color: var(--okio-muted, #6b6b6b);
  font-weight: 800;
  border-bottom: 1px solid rgba(47,47,47,.12);
}

.okioCalcLayout__heat tbody th {
  text-align: left;
  color: var(--okio-text, #2f2f2f);
  font-weight: 800;
  border-right: 1px solid rgba(47,47,47,.12);
}

.okioCalcLayout__heatLegend {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 12px;
  font-size: 12px;
  color: var(--okio-muted, #6b6b6b);
}

.okioCalcLayout__heatSwatch {
  display: inline-block;
  width: 12px;
  height: 12px;
  border-radius: 3px;
  margin-right: 6px;
  vertical-align: -1px;
}

/* Dynamiczne wnioski */
.okioCalcLayout__insights {
  margin: 0;
  padding: 14px 16px 14px 18px;
  border-radius: 14px;
  border: 1px solid rgba(15,110,86,.22);
  background: rgba(15,110,86,.06);
  list-style: none;
  display: grid;
  gap: 8px;
}

.okioCalcLayout__insights[hidden] {
  display: none;
}

.okioCalcLayout__insights li {
  position: relative;
  padding-left: 16px;
  font-size: 13px;
  line-height: 1.55;
  color: var(--okio-text, #2f2f2f);
}

.okioCalcLayout__insights li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 7px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--okio-data, #0f6e56);
}

.okioCalcLayout__insights--warning {
  border-color: rgba(179,38,30,.22);
  background: rgba(179,38,30,.06);
}

.okioCalcLayout__insights--warning li::before {
  background: #b3261e;
}

.okio-calcNojs {
  display: grid;
  gap: 12px;
  margin-top: 12px;
  padding: 16px;
  border: 1px solid rgba(47,47,47,.10);
  border-radius: 18px;
  background: rgba(255,255,255,.90);
}

.okio-calcNojs__table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}

.okio-calcNojs__table th,
.okio-calcNojs__table td {
  border-bottom: 1px solid rgba(47,47,47,.10);
  padding: 8px;
  text-align: left;
}

@media (min-width: 860px) {
  .okioCalcLayout__hero {
    grid-template-columns: minmax(0, 1fr) auto;
    align-items: start;
  }

  .okioCalcLayout__grid {
    grid-template-columns: minmax(320px, .88fr) minmax(0, 1.12fr);
  }

  .okioCalcLayout__fields,
  .okioCalcLayout__metrics {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 520px) {
  .okioCalcLayout__hero,
  .okioCalcLayout__panel,
  .okioCalcLayout__widePanel,
  .okioCalcLayout__disclaimer {
    padding: 12px;
  }

  .okioCalcLayout__actions,
  .okioCalcLayout__primaryBtn,
  .okioCalcLayout__ghostBtn {
    width: 100%;
  }
}